Commercial Auto Insurance in Lavon & Royse, TX
At Pinky Promise Insurance Agency LLC, we understand the unique risks local businesses face when using vehicles for operations and are committed to helping our clients find the right commercial auto insurance solutions for their needs.
What Is Commercial Auto Insurance?
Commercial auto insurance can cover vehicles used for business purposes. A typical policy can offer the following:
- Liability coverage can help pay for bodily injury or property damage you or your employees may cause to others while operating a company vehicle.
- Comprehensive coverage can cover damage caused by natural disasters, vandalism, theft or fire.
- Collision coverage can help pay for repairs if a company vehicle hits an object or another vehicle.
- Hired and non-owned auto coverage can cover vehicles rented by your business or employees’ personal vehicles used for work.
- Uninsured/underinsured motorist coverage can cover your losses if a business vehicle is hit by an at-fault motorist who lacks sufficient liability insurance.
What Are the Legal Requirements in Texas?
Texas law requires businesses that operate vehicles to carry minimum amounts of liability coverage for third-party bodily injuries and property damage. Lenders may also require specific types of coverage if you loan or lease vehicles. Our team can help you understand state and contractual requirements and tailor a policy that fits your operations.
Why Choose Pinky Promise Insurance Agency LLC?
Our agents work closely with businesses in Lavon & Royse, TX to assess risks, explain coverage options and provide ongoing support. We’re here to help business owners find reasonably priced policies and offer support as their needs change.
Contact our team today to request a personalized quote.